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Empower Your Organisation with Tailored Estate Planning Solutions
Partner with us
We believe in the power of partnerships to create lasting impact. By joining forces with us, your organisation can offer a comprehensive, seamless, and affordable estate planning solution to your members, employees, or clients. Our approach is simple, effective, and designed to align with your business goals—whether that’s enhancing member value, boosting revenue, or supporting your community’s long-term well-being.
Here’s what you can do with Optimal Partnership Strategies
Financial Institutions
For banks and credit unions, we offer tailored estate planning solutions that integrate seamlessly with your services, providing members with affordable, comprehensive plans to enhance loyalty and satisfaction.
Employers
We help businesses offer estate planning as a unique employee benefit, ensuring long-term financial security and demonstrating your commitment to employees' well-being, aiding retention and attraction.
Other Organisations
We partner with a variety of organisations, including affinity groups, life insurance providers, Fintechs, and non-profits, offering flexible solutions that meet your needs and create mutually beneficial relationships.
Statistics & Opportunities
IHT Liabilities
In 2020-2021, Inheritance Tax liabilities soared by 16% (£800 million), reaching a record £5.76 billion, driven by pandemic effects and rising asset values. The UK also witnessed an 18% increase in deaths during this period.
IHT Charge
In 2020-2021, 3.73% of UK deaths incurred Inheritance Tax, slightly down from the previous year, with stability attributed to the Residence Nil-Rate Band introduction.
Average Effective Tax Rate
In the 2020-2021 tax year, the average effective tax rate for 27,000 taxpaying estates was 13%, influenced by estate size and tax-free allowances. Larger estates faced higher AETRs, reaching 25% for those between £2 million and £7.5 million.
Composition of Estate
Estates below £1 million are predominantly comprised of residential property and cash, while those exceeding this threshold tend to include more securities and diverse assets.
Chargeable Trusts & Value
The net chargeable value of taxable transfers into trusts remained stable at approximately £60 million, with a peak at £128 million in 2019-2020. Ten-year anniversary charges for trusts reached nearly £3.7 billion in 2017-2018 but have since declined.
Upholding the Highest Standards
As a STEP-accredited organisation, we prioritise security and compliance, safeguarding the privacy and confidentiality of your clients while maintaining ethical integrity at every stage.
Clear Reporting and Ongoing Guidance
We provide up-to-date impact reporting, custom marketing, and a dedicated account management team to ensure your goals are met with professionalism and transparency.
Solutions Built for You
We offer flexible, subsidised, or discounted estate plans, tailored to your organisation’s needs, ensuring your members receive comprehensive, ethical, and affordable planning.
Partnering for Success in Estate Planning
Effective estate planning demands a nuanced approach, considering the current Nil Rate Band (NRB) at £325,000 and the Residence Nil Rate Band (RNRB) at £175,000 per person. Navigating the intricacies of Capital Gains Tax (CGT) during asset transfers is crucial, especially with the annual CGT allowance dropping to £6,000 for 2023/2024 and scheduled to further decrease to £3,000 in April 2024. This evolving landscape presents significant business opportunities. Partner with us for tax-efficient, seamless asset transfer, and the preservation of family wealth. Stay informed about these factors to navigate the complexities of the UK tax landscape and secure a robust financial legacy.
“ Human nature stays the same, the one thing that stays constant, like death and taxes. And people still want good stories!”
– Alison Owen
Nil Rate Band
£325,000
Residence Nil Rate Band
£175,000
proposed revision for 2026/27 and 2027/28
Capital Gains Tax
£3,000
for tax years 2024/25
£3,000
for tax years 2025/26
Get Involved
Take the first step towards a powerful partnership. Contact us today to explore how Cross-Border Worldwide can create tailored estate planning solutions for your members, clients, or employees.
Let’s set up an OptimalPartnership Strategyfor optimal results
Commonly Asked Questions
What distinguishes your Partnership Programme from others in the industry?
Our Partnership Programme is distinguished by its tailored solutions, transparent communication, shared success model, innovative collaboration, and continuous support for mutual growth.
How does the onboarding process work?
Our onboarding process is seamless. From setup to launch, our dedicated support team ensures everything runs smoothly. Our communication channels remain open throughout, with regular check-ins, impact reports, and access to essential resources.
What resources are available?
The collaboration hub serves as a pivotal component within our programme, offering an array of valuable resources and tools to enrich partner interactions. Within this hub, partners can access a curated collection of resources, facilitating idea exchange and fostering seamless collaboration on projects.