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Effortless Estate Planning for

 Your Peace of Mind

Created by potrace 1.16, written by Peter Selinger 2001-2019
Estate planning is about putting your affairs in order, to help make the lives of your loved ones easier. It can help to protect your estate for your beneficiaries and reduce the impact of inheritance tax.

Whether you're creating your own estate plan or managing another's, our user-friendly products are crafted to provide you with confidence.

Find Your Perfect 
Solution and Sign Up

Take the quiz and select the product that’s right for you. Plans start at just £75, catering to every unique life situation. Most complete their plan in approximately 15 minutes, leaving tomorrow’s worries behind.
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Making Estate Planning 
Accessible to All

Estate planning is a significant matter, and we’ve made it accessible and affordable for all. Advisory Support is optional but recommended, especially for those seeking added peace of mind or personalised advice for more complex estates.

Flexible Instalment Payment Option

To make our services more accessible, we offer a flexible instalment payment option that allows you to manage costs over time while ensuring you receive the expert guidance and support you need.
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SOLUTION DRIVEN EXPERTISE

Tailored Plans for Every Life Situation

Effective estate planning is more important than ever. The inheritance tax thresholds (£325,000 nil-rate band and £175,000 residence nil-rate band) are frozen until 2030, potentially pushing more estates into the 40% tax bracket. From April 2026, agricultural and business property relief will provide 100% relief on the first £1 million, with 50% relief above this. Acting now can help protect assets and reduce tax exposure. Capital gains tax rates have increased to 18% (basic-rate taxpayers) and 24% (higher-rate taxpayers), with reduced exemptions requiring careful planning. From 2027, unspent pension funds will count towards estates for inheritance tax. Stamp duty relief ends in March 2025, raising costs for buyers. Employer national insurance contributions will rise from 2025, affecting business costs.
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“ Human nature stays the same, the one thing that stays constant, like death and taxes. And people still want good stories!”
– Alison Owen
Nil Rate Band

£325,000

Residence Nil Rate Band

£175,000

APR & BPR (from April 2026) 

£1 million cap

Capital Gains Tax Rates

18% or 24% - £3,000 exemption

Stamp Duty

0% up to £125k (£300k for first-time buyers)

Employers' NICs

15%

Unspent Pension Funds (from April 2027)

40% IHT

Streamlining the Path Ahead

Effortless Probate Solutions

Estate planning offers a strategic means to bypass probate, the legal process of administering a deceased person's will. By employing tools such as living trusts, payable-on-death accounts, and beneficiary designations, individuals can ensure that specific assets seamlessly transfer to intended beneficiaries without going through the probate court. This not only expedites the distribution of assets but also provides a more private and cost-effective approach, sparing loved ones from potential delays and complications associated with probate proceedings. Implementing a comprehensive estate plan tailored to one's circumstances is key to effectively bypassing probate and ensuring a smoother transfer of assets to heirs.
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"By failing to prepare, you are preparing to fail."
- Benjamin Franklin
Average Process

9 - 12 months

Process if Wills Contested

18 - 24 months

Typical Legal fees

1% - 5%

of the estate total value
Protecting Your Financial Future

Navigating the Care Landscape

The risk of losing one's home to cover care home fees is a concern that many individuals face when navigating the complexities of long-term care. If an individual is unable to privately fund their care and does not qualify for public funding, they may need to self-fund the cost using their assets, including their home. In such cases, individuals may be required to sell their property to cover the expenses associated with residential care. This process is often a last resort, and local authorities may place a charge on the property, delaying the sale until after the individual's passing. Establishing a trust proactively cushions against escalating expenses.
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"Always plan ahead. It wasn't raining when Noah built the ark."
- Richard Cushing
Monthly Care home fees
Residential

£4,021

Nursing

£4,442

Dementia

£4,494

Respite

£4,229

Simple, Affordable, and Accessible

Unlock a Revolutionary Approach to Estate Planning – Simple, Affordable, and Accessible

1

Choose a plan that aligns with your unique situation

2

Flexible fee packages that adapt to your unique cash flow challenges.

3

Track your progress and anticipate the next steps with our step-by-step process

Estate Planning Product Solutions

Your peace of mind and financial growth are our priority. Choose a solution category that fits your desire, lifestyle and legacy. We are here to guide you every step of the way. Elevate your estate planning journey with Cross-Border Worldwide – Tax & Trusts.